How to Withdraw from Adsterra to Paxum in Nigeria: Full 2025 Experience
My Honest Experience With Adsterra & Paxum as a Nigerian Content Creator (2025)
For many Nigerian content creators — whether you’re running a blog, YouTube channel, or affiliate site — one of the biggest challenges is not getting traffic or clicks. It’s getting paid.
If you’ve ever hit a payout threshold and then gotten stuck trying to collect your money, this article is for you. I want to share my full experience using Adsterra (an ad network) and Paxum (a payment provider) — including how I got verified, how the payments work, fees involved, and what other Nigerians should expect.
✍️ Getting Started With Adsterra
I joined Adsterra as a publisher after testing a few ad networks. Their dashboard was simple, they accepted my content quickly, and I started earning with popunders and display banners.
But the problem started when I was ready to withdraw.
Most payment methods on Adsterra have $100 minimum withdrawal, which isn’t ideal for smaller creators or those still growing.
That’s when I discovered Paxum — a payment solution that allows withdrawals from just $5.
💳 Why I Chose Paxum
Here’s why Paxum stood out:
- You can withdraw earnings from Adsterra with a low $5 minimum
- Paxum supports Nigerian users
- It offers multiple withdrawal methods: bank transfer, crypto, and card
- It’s ideal for creators who don’t hit $100 often
But before you can use Paxum, you must pass their strict verification process.
🔐 My Paxum Verification Process
I signed up using my real name, email, and the address tied to my Nigerian bank account. Paxum then requested several documents for KYC (Know Your Customer):
✅ Documents I Submitted:
- Bank statement to verify my address
- TIN (Tax Identification Number) from CAC (for my registered business name)
- International passport (they don’t accept NIN slips or temporary IDs)
The account stayed “under review” for a few days. It took about 8 days in total before I got a message confirming that my Paxum account was verified.
After that, I added my Paxum email to my Adsterra account and selected it as the payment method.
💰 Getting Paid from Adsterra to Paxum
After setting up Paxum in my Adsterra account, I got paid for my first period:
- Amount sent: $67.08
- Fee charged: $0.25 (P2P service fee)
- Net amount received: $66.83 USD
It showed up in my Paxum account under “Recent Transactions” — payment confirmed and cleared.
So yes, Adsterra pays to Paxum, and Paxum receives payments without issues.
🔄 Withdrawing From Paxum to Nigeria: 3 Options That Work
Once the money is in your Paxum account, you have several withdrawal options — each with different processing times and rates:
1. 🏦 Local Bank Transfer (NGN)
- Time: Up to 5 business days
- Currency: Naira (₦)
- Exchange Rate: 1 USD ≈ ₦1,486.30
- Details Needed: Beneficiary name, bank, and account number
🔎 Note: The exchange rate is lower than parallel market rates, but it works if you’re patient and need the funds in Naira.
2. 💳 External Card Withdrawal (EUR)
- Time: Up to 2 business days
- Currency: Euro (EUR)
- Exchange Rate: 1 USD ≈ €0.84273
- Card Required: Visa or Mastercard
🔎 Note: You’ll need a card that can receive international Euro payments. Useful for users with virtual EUR accounts.
3. 🪙 Crypto Withdrawal (USDT or USDC)
- Time: Same day
- Currency: Stablecoins (crypto)
- Exchange Rate (example):
- 1 USD ≈ 0.97029109 USDC
- Details Needed: Crypto wallet address (USDT/TRC20 or USDC/ERC20)
🔎 Note: This is the fastest and most efficient method, especially if you use Binance or any P2P crypto platform.
⚠️ Important Things to Know About Paxum
- Verification takes time, especially for Nigerian users — be patient and make sure your documents match
- Monthly fees apply:
- $2.95/month for a virtual card
- $3.75/month for a physical card
- Exchange rates are serviceable, but slightly lower than what crypto or black market offers
- Customer support replies, but not instantly — be precise in your communication
🎯 Final Verdict: Is Paxum Worth It for Nigerian Creators?
✅ Yes, especially if you’re working with platforms like Adsterra where reaching $100 every two weeks may not be easy.
With Paxum, you can:
- Withdraw with as little as $5
- Use crypto, local bank, or external cards
- Receive payments with minimal friction after setup
I personally recommend USDT or USDC withdrawals if you want speed and higher value. But if you prefer Naira, bank transfers also work — just know it may take a few days and come with a lower rate.
✉️ Final Advice
If you’re just starting out with international earnings, don’t wait to hit $100. Set up Paxum early, verify it properly, and link it to your ad network.
That way, you can cash out faster, stay consistent, and keep growing without payment bottlenecks.
